Vantage Point Risk Partners

Blog

Investor Insurance Resources, Guides, and Industry Updates.

Plain-English content for landlords, STR hosts, multifamily owners, and commercial investors. Updated regularly.

rental propertylandlord insuranceDP-3coverage gapLLC

The DP-3 Policy Hole Costing Rental Property Owners Thousands

Most rental property owners aren't aware of a major coverage gap in their insurance policy. Here's how to identify it and close it to avoid devastating losses.

Read post →
rental property insurancelandlord insurancebuilders riskcoverage gap

Are You Missing This Key Coverage for Your Rental Property?

Many real estate investors and landlords don't know about the crucial coverage gap in their property insurance. Is your rental property at risk?

Read post →
house-hackingowner-occupieddp3

What Kind of Insurance Do You Need for House Hacking?

House hacking sits in the gap between homeowner and landlord insurance. Here is what coverage you actually need, why standard policies fall short, and how to keep a claim from getting denied because the rental was undisclosed.

Read post →
dscrlenderdp3portfolio

DSCR Loan Insurance Requirements: What Your Lender Actually Needs

DSCR loans require a landlord policy with specific lender clauses, dwelling at full replacement cost, loss of rents at 12 months, and the named insured matching the LLC on title. Here is the playbook for getting the policy right at closing.

Read post →
oregoncostdp3rental

How Much Does Landlord Insurance Cost in Oregon?

Landlord insurance in Oregon runs $800 to $1,800 per year for a typical single family rental. Here is what drives the price up or down, what wildfire exposure does to the rate, and how to bring the number down at renewal.

Read post →
📞 Call or text 541-681-8793Get a Quote