Insurance tool
How Much Coverage Do I Need?
Coverage limits depend on your property value, liability exposure, and situation. This tool helps you think through it.
Section 1: Dwelling Coverage (Property)
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This is what it would cost to rebuild the structure from scratch — not the market value or purchase price. For a single-family home, this is often 60–80% of market value. When in doubt, your agent can help estimate this.
Section 2: Liability Coverage
Select the option that fits your situation.
Section 3: Loss of Rental Income
$
Fill in all three sections to see your personalized coverage summary.
Get actual numbers for your property
We'll run your property through our carrier panel and give you real quotes — not estimates.